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If you qualify, you will have to visit a branch to complete the application.
Although you might be able to improve your score by repaying the debt, you could need to wait up to seven years and 180 days from your first missed payment for the account and subsequent negative marks to fall off your credit reports.
Mortgage loans can last for decades.
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Emerald Financial Service, LLC, is a registered agent of BofI Federal Bank.
World offers the products of an insurer called Life of the South, a subsidiary of the publicly traded Fortegra Financial Corp.
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